Close Menu
    Facebook X (Twitter) Instagram
    Facebook X (Twitter) Instagram
    StockNews24StockNews24
    Subscribe
    • Shares
    • News
      • Featured Company
      • News Overview
        • Company news
        • Expert Columns
        • Germany
        • USA
        • Price movements
        • Default values
        • Small caps
        • Business
      • News Search
        • Stock News
        • CFD News
        • Foreign exchange news
        • ETF News
        • Money, Career & Lifestyle News
      • Index News
        • DAX News
        • MDAX News
        • TecDAX News
        • Dow Jones News
        • Eurostoxx News
        • NASDAQ News
        • ATX News
        • S&P 500 News
      • Other Topics
        • Private Finance News
        • Commodity News
        • Certificate News
        • Interest rate news
        • SMI News
        • Nikkei 225 News1
    • Carbon Markets
    • Raw materials
    • Funds
    • Bonds
    • Currency
    • Crypto
    • English
      • العربية
      • 简体中文
      • Nederlands
      • English
      • Français
      • Deutsch
      • Italiano
      • Português
      • Русский
      • Español
    StockNews24StockNews24
    Home » Top 5 government loan schemes for business owners in 2025
    News

    Top 5 government loan schemes for business owners in 2025

    userBy userJanuary 9, 2025No Comments3 Mins Read
    Facebook Twitter LinkedIn Telegram Pinterest Tumblr Reddit WhatsApp Email
    Share
    Facebook Twitter LinkedIn Pinterest Email


    The Indian government has a variety of credit schemes aimed at supporting small business owners and entrepreneurs in many industries. The scheme is intended to empower prospective entrepreneurs, spur economic growth, and generate employment. 

    It is aimed at the microcredit that small businesses use to start off, finance, and grow huge corporations and the significant finance available for new business ventures. Here are some of the major government loan schemes available for Indian entrepreneurs to tap into.

    Benefits of government schemes

    Government lending programs are attractive to business owners as they offer several advantages.

    Below, five of the most popular loan programs that will help entrepreneurs reach their financial goals are explained in detail:

    1. MSME loan scheme: This program has a goal to extend loans for working capital to MSMEs.

    • Loan amount: The amount of loan can go up to as high as ₹1 crore.
    • Rate of interest: As low as 8%.
    • Processing time: Approximately 8–12 days.

    This is an excellent program for someone who needs relatively affordable financing and is open to new as well as established businesses.

    2. Pradhan Mantri MUDRA Yojana (PMMY): PMMY gives micro and small enterprises finance collateral-free, so it is perfectly suited for the women entrepreneurs, service providers, and small dealers. Key advantages include no collateral and flexible payback periods. The target customer is the small business owner who is either unbanked or underbanked. Such initiatives support companies that were previously barred from accessing financial services, thereby stimulating inclusive economic growth.

    3. National Small Industries Corporation: NSIC supports the entrepreneurs with the help of finance, marketing, as well as technology support.

    Key initiatives:

    • Marketing support scheme: Assists the firms with consortium plans, tender marketing, and other marketing-related activities.
    • Credit support scheme: Extends credit support for marketing, raw materials, and other working capital requirements.

    NSIC is one of the best government schemes for small enterprises and is very well known.

    4. Credit-Linked Capital Subsidy Scheme: This scheme offers subsidized financing to firms that are looking to update their technology. All sectors of manufacturing, marketing, supply chain management, and more are eligible for this scheme. Cooperatives, private or public limited businesses, partnerships, and sole proprietorships are eligible to apply under this scheme. For business owners who wish to enhance productivity and make the processes more modern, CLCSS is the best.

    5. SIDBI Loan: MSMEs can take direct or indirect loans from the Small Industries Development Bank of India (SIDBI).

    • Loan amount: Between 10 lakhs to 25 crores.
    • Repayment period: Up to 10 years.
    • Special feature: No collateral is required for loans up to ₹1 crore.

    The loan products of SIDBI are suitable for those companies which need big money to be generated or stabilized.

    In conclusion, through government loan programs, companies can be provided with funds and loans that are necessary for developing, going a step further, and even adding jobs. All these require thorough research to fully understand the terms of every program, the qualifications needed, and the process of application. Business owners can strategically use these programs to attain the capital necessary to meet their set objectives and help support the general growth of the economy of the nation.

    (Note: Raising a loan comes with its own risks. So, due caution is advised)



    Source link

    Share this:

    • Click to share on Facebook (Opens in new window) Facebook
    • Click to share on X (Opens in new window) X

    Like this:

    Like Loading...

    Related

    Share. Facebook Twitter Pinterest LinkedIn Tumblr Telegram Email
    Previous ArticleHargreaves Lansdown’s clients are buying loads of this US growth stock. Should I?
    Next Article BluSky purchased carbon credits to deliver against offtake deal
    user
    • Website

    Related Posts

    £10,000 invested in Lloyds shares 12 months ago is now worth…

    June 8, 2025

    How many Phoenix shares must an investor hold to earn passive income of £10,000 a year?

    June 8, 2025

    In 1 year, the Phoenix share price could turn £1,000 into…

    June 8, 2025
    Add A Comment

    Leave a ReplyCancel reply

    © 2025 StockNews24. Designed by Sujon.

    Type above and press Enter to search. Press Esc to cancel.

    %d