Pune: A 35-year-old finance manager working with a private company was shocked after receiving a notice from a private bank about EMI payment default on a loan of Rs 18 lakh, which he never applied for. When he checked with the bank, it was found that someone obtained the loan from the bank by preparing fake documents in the victim’s name in October last year. He approached the Pimpri Chinchwad police and lodged a complaint.A team of Pimpri Chinchwad cyber police took action and traced Yuvraj Tivade (41) of Pimple Saudagar, who obtained the loan using the finance manager’s name. “Investigations revealed that Tivade obtained a loan of Rs 51 lakh using fake documents. We also found loan applications of 20 people with him, which he prepared using fake documents,” senior police inspector Ravikiran Nale of the Pimpri Chinchwad cyber police told TOI.Assistant police inspector Pravin Swami of the Pimpri Chinchwad cyber police told TOI that the complainant, Tivade, was working with a private finance firm’s loan section. He knew about the documents required for obtaining a loan. “Tivade used to visit cyber cafes where people went to get printouts of their PAN cards and other documents. To get printouts, people either shared the documents through a mobile messenger app or through email with the email IDs or mobile number of the person running the cafe, but did not bother to delete them,” Swami said.He said that Tivade took advantage of this and accessed PAN or other details from the data on the computers at the cyber cafes. “He then contacted customer care of UIDAI by posing as the PAN card holder and obtained the Aadhaar number connected to that card,” he said.Swami said that by using the PAN and Aadhaar details of that particular person, he prepared fake documents required to get a personal loan. “By using this modus operandi, Tivade obtained loans collectively worth Rs 51 lakh in the names of three persons,” Swami said.The officer said that in the case registered with the Chinchwad police, it was found that Tivade submitted the loan application without any photograph, the address was fake, and he also prepared a fake salary slip in the victim’s name. “Tivade even opened an account in the victim’s name, where the loan amount was disbursed,” the officer said.Swami said that Tivade was handed over to the Chinchwad police for further investigations.
