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    Home » Were you a winner in the July 2025 premium bonds draw?
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    Were you a winner in the July 2025 premium bonds draw?

    userBy userJuly 1, 2025No Comments4 Mins Read
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    Were you one of the winners in July’s National Savings and Investments (NS&I) premium bonds draw? Once again, two lucky players won £1m each this month.

    The first winning bond number drawn was 224LR913240 and is held by a winner based in Norwich. The winner has £50,000 in premium bonds and purchased their winning bond in June 2014. This marks the fifth jackpot win for the region.

    The second winning bond number drawn was 083EP714276 by a new millionaire from Nottingham. The winner holds £49,100 in premium bonds and purchased the winning bond in October 1997. This marks the 11th millionaire made in this region.

    Read more: What are the odds of winning a premium bonds prize?

    NS&I retail director Andrew Westhead said: “Congratulations to both of our £1m jackpot winners from Norwich and Nottingham, we hope they enjoy deciding how to make the most of their winnings.

    “This month, more than 5.9 million prizes worth over £417m have been drawn – including 80 people who’ve won £100,000. The quickest way to check if you’ve won is by using our prize checker app, visiting nsandi.com or asking your Alexa-enabled device from 2 July.”

    Unlike other investments, where investors earn interest or a regular dividend income, bonds are entered into a monthly prize draw where people can win between £25 and £1m. All premium bonds prizes are free of UK income tax and capital gains tax.

    The chances of all bonds winning are the same, regardless of when or where they were bought. Even if you did not get a winning ticket this time, be sure to check for any unclaimed prizes.

    Prizes do not expire, meaning you can claim as far back as the original 1957 draw. Premium bond holders can reduce the chances of their prizes going unclaimed by managing their premium bonds online or opting to have any prizes paid directly into their bank accounts by BACS, with notification by email.

    Read more: UK house prices fall in June after stamp duty holiday ends

    In Norwich, there are 12,150 unclaimed prizes worth £439,825. The largest unclaimed prize is £50,000, from December 2023, and the oldest prize dates back to January 1960.

    In Nottingham, there are 19,270 unclaimed prizes worth £714,750. The biggest unclaimed prize is £5,000, from August 2023, with the oldest prize dating back to March 1965.

    A total of 5.99 million prizes worth £417.7m will be paid out in the July prize draw. There were 131,905,631,906 bond numbers eligible for the draw.

    Since the first draw in June 1957, there have been 772 million prizes drawn, worth a total of £37bn.

    Customers can check the premium bonds prize checker on the NS&I website or download the app to see if they have won.

    The NS&I is reducing the premium bonds prize fund rate to 3.60% with effect from the August 2025 draw, down from 3.80%. There is no change to the odds, which remain at 22,000 to 1.

    Read more: How much money do you need to retire?

    The prize fund rate for premium bonds was last changed from 4% to 3.8% from the April 2025 prize draw.

    Westhead said: “This adjustment to the premium bonds prize fund rate – the first in four months – reflects the changing landscape for savings.

    “Premium bonds maintain their unique appeal by offering complete security backed by HM Treasury, the flexibility to withdraw easily, and the excitement of potentially winning a tax-free prize each month. The August draw is expected to deliver more than 6 million tax-free prizes worth over £396m.

    “By making this adjustment now, we’re able to continue to balance the interests of savers, taxpayers and the stability of the broader financial services sector.”

    Download the Yahoo Finance app, available for Apple and Android.



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