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Investor concerns over a swelling government debt load were soothed last week. But some experts say the US isn’t out of the woods yet.Goldman Sachs spoke to three top economic experts — Ray Dalio, Ken Rogoff, and Niall Ferguson — about rising debt levels in the US. All three said they were worried about an impending debt crisis, particularly when considering the effects of President Donald Trump’s GOP tax and spending bill, which has been estimated to add trillions to the budget deficit over the next decade.That reflects a slightly more pessimistic view than the market. After a scare last…

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India’s affluent investors are increasingly turning to Alternative Investment Funds (AIFs), with investments in the space reaching Rs 5.38 lakh crore by the end of the March 2025 quarter, a surge of 32 per cent from the year earlier. This increase is being driven by heightened market volatility and shifting global macroeconomic conditions, prompting the wealthy to seek more diversified and resilient portfolio options, according to investment advisory firm Multi-Act Trade and Investments. This trend marks a departure from the traditional equity-debt mix, as the country’s affluent investors or High Networth Individuals (HNIs) move into the AIFs space, which include…

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Snowflake’s estimated fair value is US$229 based on 2 Stage Free Cash Flow to Equity With US$208 share price, Snowflake appears to be trading close to its estimated fair value The US$227 analyst price target for SNOW is 1.0% less than our estimate of fair value Does the June share price for Snowflake Inc. (NYSE:SNOW) reflect what it’s really worth? Today, we will estimate the stock’s intrinsic value by taking the expected future cash flows and discounting them to today’s value. We will use the Discounted Cash Flow (DCF) model on this occasion. There’s really not all that much to…

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Image source: Getty Images Rolls-Royce Holdings (LSE: RR.) shares have had another strong month, climbing 8.6%. Over the last year, they’re up more than 85%, but it’s the three-year performance that really takes the breath away — up 909%. If an investor had caught this stock just right in June 2022, when it was still struggling, they’d have turned £10,000 into £100,900. That sort of growth can transform retirement plans and shows the sheer potential of individual share picking over passively tracking the market. FTSE 100 growth star Of course, picking a transformation stock like this isn’t easy. They’re rare and…

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The repo rate, which is the rate at which RBI lends to commercial banks, directly influences lending rates across the banking system. (AI Generated Image)In a move set to benefit home loan borrowers nationwide, the Reserve Bank of India (RBI) reduced the repo rate by 50 basis points earlier this month. This marks the third repo rate cut by the central bank this year, bringing the total reduction to 100 basis points in the first half of 2025.The repo rate, which is the rate at which RBI lends to commercial banks, directly influences lending rates across the banking system. With…

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Image source: Getty Images A Self-Invested Personal Pension (SIPP) is the secret financial weapon that helps some people enjoy a far more financially secure retirement than they otherwise would do. But millions of people are not making the most of the opportunities a SIPP potentially offers them. Here are three positive moves they could make to try and change that. 1. Put in more money Lots of investors obsess about the annual contribution allowance for their Stocks and Shares ISA. Yet many do not seem to pay anything like as much attention to the question of how much they can,…

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Image source: Getty Images This month’s quarterly review by FTSE Russell was a damp squib. There were no changes to the FTSE 100 index. To claim a prized place in Britain’s leading benchmark, a UK company needs to have a sufficient market cap to leapfrog a FTSE 100 constituent. The next opportunity for Footsie promotion comes in September’s reshuffle. I was curious which UK shares ChatGPT backs for potential inclusion in the blue-chip index. Here’s what the artificial intelligence (AI) chatbot said. There are advantages to being a FTSE 100 member. A business can benefit from increased investor demand due…

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Image source: Getty Images A Stocks and Shares ISA can be a practical way to generate passive income. Not only can the dividends paid by shares add up, but the income may also be tax-free dependent on one’s tax status. Here is how, over the long term, an ISA with £20,000 in it could be used to target an average monthly passive income of £762. Please note that tax treatment depends on the individual circumstances of each client and may be subject to change in future. The content in this article is provided for information purposes only. It is not…

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ROCHESTER — A pair of public hearings Monday will make way for potential financing of two planned affordable housing projects in Rochester.The Rochester City Council will accept input on requests to issue tax-exempt Housing Revenue Bonds for a 76-unit complex planned at the southwest corner of the existing Civic Center North Parking Lot, 217 E. Center St., and the first phase of a 141-unit complex south of Civic Center Drive near Fifth Avenue Northwest. Both projects are seeking tax-exempt financing and state tax credits to produce apartments that will include units with rent deemed affordable to households earning 50% of…

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