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Image source: Getty Images As 2025 hurtles ever closer, I’m looking for new ways to earn passive income next year.  A lot’s going on in global markets right now, with uncertainty around interest rates and international trade agreements. By securing a stable flow of secondary income, I can better protect myself against unexpected events. Here are three ideas to consider. High-yield savings accounts Lately, many investors are eyeing high-yield savings accounts amid increasing market uncertainty. In recent months, government bond yields have become particularly attractive due to inflationary pressures. Those seeking safety believe these accounts and bonds are the best…

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Two institutional managers I know — one at a Fortune 500 defined benefit pension fund and another at a municipal pension fund and later an endowment — believe in going all-in on active management. To them, a 100% active allocation is not only okay but desirable. Of course, anyone with any knowledge about the statistical odds of selecting outperforming active managers knows how unbelievable and wrongheaded this approach is. Which is why I ask active management’s true believers to share their academic and professional insights on why active is the better path. I’ve found it startling that so many in…

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BEIJING (Reuters) -China said on Sunday it was taking countermeasures against two Canadian institutions and 20 people involved in human rights issues concerning the Uyghurs and Tibet. The measures, which took effect on Saturday, include asset freezes and bans on entry and the targets include Canada’s Uyghur Rights Advocacy Project and the Canada-Tibet Committee, China’s foreign ministry announces on its website. Rights groups accuse Beijing of widespread abuses of Uyghurs, a mainly Muslim ethnic minority that numbers around 10 million in the western region of Xinjiang, including the mass use of forced labour in camps. Beijing denies any abuses. China…

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Today’s savings account interest rates are some of the highest we’ve seen in more than a decade due to several rate hikes by the Federal Reserve. However, the Fed finally cut its target rate three times in late 2024, which means savings interest rates are falling. So it’s important to be sure you’re getting the best rate possible when shopping around for a savings account. The following is a breakdown of savings interest rates today and where to find the best offers. The national average savings account rate stands at 0.42%, according to the FDIC. This might not seem like…

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Image source: Getty Images Interest rates are falling, and this means that those of us with money in savings accounts will start to receive less passive income. In fact, with interest rates set to fall to around 3.5% in 2026, savers will likely only receive a modest premium to the targeted rate of inflation. Just take a look at this illustration. £20,000 in a savings account with a 3% yield generates a very limited return. Assuming a long-term average inflation rate of 2%, the net gain would be a mere 1% per year. Source: thecalculatorsite.com Why stocks Investors might choose…

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Rate-easing cycles and bear markets tend to go hand-in-hand. Just six trading days remain before we close the curtain on what should go down as a splendid year for Wall Street. As of the closing bell on Dec. 18, the mature-stock-driven Dow Jones Industrial Average (^DJI 1.18%), broad-based S&P 500 (^GSPC 1.09%), and innovation-fueled Nasdaq Composite (^IXIC 1.03%) have gained 12%, 23%, and 29%, respectively. The stock market’s phenomenal year has been propelled by a confluence of factors that include: The rise of artificial intelligence (AI), which is a $15.7 trillion addressable market according to research by PwC. Excitement surrounding…

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World – WallitIQ (WLTQ) is capturing attention across the crypto space, with Wall Street Analysts predicting a massive 30,000% surge in just 14 days. Analysts believe this token has what it takes to leave (SHIB) and price in the dust, making it the breakout star of the market. With such explosive potential while selling out massively in the presale market at a low cost, investors should rush to secure WLTQ before it sells out. Wall Street Analysts Predict 30,000% Rally For WallitIQ (WLTQ), Surpassing Rivals WallitIQ (WLTQ) presale draws Wall Street analysts, who predict a massive 30,000% rally in 14…

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Image source: Getty Images Building a £100,000 second income is no easy feat. At least, not for those who don’t already have a seven-figure net worth. But by leveraging the power of compounding returns in the stock market, building a passive income of this size in the long run is more achievable than most would think, even when starting with just £1,000. Crunching the numbers Let’s start by figuring out exactly how much a portfolio would need to grow to generate a six-figure income. On average, British dividend stocks offer a yield of 4%. But by being a bit more…

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