Image source: Getty Images How much would a UK investor need in a tax-efficient Stocks and Shares ISA to retire comfortably? This is a question that popped up recently during a conversation I had regarding passive income. Naturally, there’s no exact answer as it depends largely on each individual’s interpretation of comfortable. Further to that, it depends on whether the investor is looking for regular income or simply enough savings to live off. Realistically, an income-focused investor would need around half a million pounds to achieve a minimal dividend income. Based on an average 5% yield, that could return £25,000…
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Image source: Getty Images The Greatland Gold (LSE:GGP) share price has been one of this year’s best performers. Since the start of 2025, it’s risen over 160%. This has helped push the group’s market cap (as of 13 June) to £2.18bn. I’m certain much of this rally reflects the increase in the price of gold. During times of economic uncertainty, investors tend to buy the precious metal as it’s generally perceived to be a reliable store of value and a hedge against inflation. Over the past 12 months, its price has risen 45%. At $3,391 an ounce, it’s currently not…
Image source: Rolls-Royce plc The Rolls-Royce Holdings (LSE: RR.) share price has climbed 670% in the past five years. But one thing worries me a bit. Much of it was driven by the business recovering from its pandemic-linked crisis. And as we move ahead, it surely has to transition more and more to genuine new growth. If the growth trajectory does slow, will that knock the share price? It really could. But I can see reasons for being optimistic about the long-term future. Not just engines Rolls-Royce’s small modular nuclear reactor (SMR) business is part of its New Markets segment.…
Image source: Getty Images BP (LSE: BP) shares tend to follow the oil price, and that’s exactly what they’re doing today. Israel’s strike on Iranian military facilities has sent Brent Crude racing past $74 a barrel. At the start of the month, it was closer to $60. That’s a rise of more than 20% in less than a fortnight. The BP share price hasn’t climbed quite so fast, but it’s still up around 3% today, the second-best FTSE 100 performer after defence giant BAE Systems. It’s up 6% over the past week but down 18% over 12 months. Oil price…
Image source: Getty Images BAE Systems‘ (LSE: BA) share price is topping the FTSE 100 leaderboard as I write this in 13 June, as I guessed it would be. I reckoned the defence engineer was only going one way after news broke that Israel had attacked Iranian nuclear facilities. While nearly all my portfolio is in the red this morning, BAE Systems is a rare exception, along with oil giant BP. Writing that doesn’t give me any pleasure. I’d much rather the BAE share price was falling, because the world had found more peaceful ways to sort out its differences.…
Image source: Getty Images WH Smith (LSE: SMWH) is a dividend stock that hasn’t done much growing in recent years. In fact, it’s 58% lower than before the pandemic struck in early 2020! However, that hasn’t stopped activist investor Palliser Capital from building a near-5% stake in the FTSE 250 retailer. And according to a Sky News report, Palliser reckons there’s scope for the shares to nearly double over the next three years! What we know Established in 1792, WH Smith is synonymous with the British high street. However, that business was sold to Modella Capital for £76m in March, leaving…
The US Dollar is outperforming on Friday as investors rush for safety.Fears of a full-blown Israel-Iran war have boosted demand for safe-haven assets and the US Dollar.The broader trend, however, remains bearish with long-term lows, at 0.8045, still at a short distance.The US Dollar is trimming losses after a sharp decline on Thursday. The risk-averse reaction to Israel’s attack on Iran has brought some life to the US Dollar, pushing the pair back above 0.8100, but still on track to a 1.3% weekly decline.onNews reports talk about explosions in nuclear and military sites in Iran that would have killed some…
Image source: Getty Images Millions of us use the Stocks and Shares ISA. It’s an indispensable vehicle for most of us who are investing with small-to-medium-sized pockets of cash. Essentially, the ISA wrapper allows us to add up to £20,000 annually to our investment accounts. And from that point onwards, any returns that money makes is free from taxation. This is clearly really advantageous for many reasons. The first among these is compounding. If I was paying capital gains tax on every stock victory of mine, my portfolio would be growing a lot slower. The second is dividends. Many of…
A month ago, I did something both reckless and oddly responsible: I handed over control of my personal finances to ChatGPT. Yes! The chatbot almost everyone is hooked on for coding help and LinkedIn posts. But can it actually manage money? I decided to find out.The backstory: From budget burnout to bot buddyLike many urban Indian millennials, my money habits were all over the place. I had a salary, an SIP or two, random Swiggy orders, an unused credit card, and zero idea where my money was actually going.I’d tried budgeting apps before—some were too complicated, some too Western, and…
Image source: Getty Images After plummeting to around 205p in April, Glencore’s (LSE: GLEN) share price has rebounded. Currently, it’s trading at around 287p – about 40% higher than its 2025 lows. Can the commodity stock continue to climb from here? One broker believes so. It has a price target that’s far higher than the current share price. A lofty price target The broker I’m talking about is Jefferies. It believes that today, Glencore shares are still undervalued. Its price target’s 380p – about 32% above the current price. However, taking a ‘sum-of-the-parts’ valuation approach, it gets to a price…