The credit growth of Indian banks moderated in the Financial Year 2025, yet Public Sector Banks (PSBs) gained the market share, outperforming their Private Banks (PVBs) counterparts, according to a report by the Union Bank of India. The report added that the gain was visible across both the nature and geography of lending. “Credit growth slowed in FY25 yet PSBs gained market share vis-a-vis PVBs,” the report added. The Credit-Deposit (CD) ratio for PVBs was observed elevated, reflecting higher credit push, but their incremental CD ratio corrected sharply in FY25, hinting at a slowdown in fresh disbursements.Contrary to this, the…
Author: user
raw material and mineral rare earth news Source link
April’s massive bond selloff didn’t stop Canadians from buying Treasuries, but it weighed heavily on the value of their holdings. Higher interest rates in the U.S., where the Federal Reserve has been much more patient to cut interest rates than other central banks, have likely spurred demand. Canadians have been ditching all-things American after having enough of U.S. President Donald Trump’s threats about tariffs and making their country the “51st state.” Boycotts of U.S. products from whiskey to dog food to Teslas—and a huge pullback in travel across the border—haven’t stopped Canadian investors from buying Uncle Sam’s debt, though. Trump’s…
It has been a dizzying year for investors in Tesla (NASDAQ: TSLA). On one hand, the December high of almost $480 seems like a distant memory, with Tesla stock having fallen 33% since then. On the other hand, the stock is still riding high from a long-term perspective. In fact, it is now 77% higher than it was a year ago. I am wondering whether it can get back to that $480 level and a bit higher, to break the $500 mark – and should I invest? Lots of emotion not financial rationality Some shares move based largely on their…
Image source: Getty Images Does it take a lot of money to start investing in the stock market? Not necessarily. In fact, even a few hundred pounds is enough to start buying shares. Here’s how. Some pros of starting on a small scale Not only is it possible to start buying shares with a fairly small sum of money, I actually see some possible advantages to doing so. One is that it means someone can get going in the market sooner. Another is that putting less money in to start means any beginner’s mistakes will hopefully be smaller. Set up…
As crucial climate negotiations continues at the United Nations Climate Conference in Bonn, Germany, global development organization ActionAid has issued a stark warning over the growing push for private finance in international climate agreements. The warning comes as the role of private finance is on the spotlight with negotiations on Article 2.1c and the Baku to Belèm Roadmap taking place at UN climate talks in Bonn this week. Article 2.1c of the Paris Agreement commits parties to making finance flows consistent with a pathway towards low greenhouse gas emissions and climate-resilient development. However, this has been interpreted by many developed…
Image source: Getty Images A Stocks and Shares ISA can be a powerful platform for building wealth over the long term, even from a modest base. But while rising share prices and dividends could help to create wealth in an ISA, there are also factors that can destroy it. That is why I try to avoid this trio of common traps when investing. Getting too excited about one share Imagine this scenario. You buy a share you think is brilliant and it goes up a lot. So you buy more – and it goes up further. Excited, you buy even…
Many AI applications are still in development, offering ground-floor buying opportunities in their stocks. Below are some established companies that five of Fool.co.uk’s contract writers like as investments to consider buying to capitalise on this transformational technology. Alphabet What it does: Alphabet is a global technology company best known for Google, YouTube, Android, and cloud services. By Mark Hartley. When considering an AI investment for the long term, Google’s parent company Alphabet (NASDAQ: GOOG) stands out. It has emerged as a key player in the AI space, leveraging its vast data resources and computational power to dig deep roots into…
Image source: Getty Images When it comes to defensive FTSE 100 stocks, Diageo (LSE: DGE) has long been seen as a dependable choice. The firm’s the world’s largest premium spirits producer, behind household names including Guinness, Johnnie Walker, Smirnoff and Tanqueray. With a broad global footprint and iconic brand portfolio, Diageo’s historically provided steady returns for long-term shareholders. But the last few years have been sobering. Price performance that’s hard to stomach Over the past 12 months, the stock’s dropped by 25%, and is down 33% over five years. Trading today at £18.95, it’s quickly approaching its 10-year low of…
To say Rolls-Royce (LSE: RR) shares have made investors richer over the past few years would be an understatement. The stock has topped the FTSE 100 over two, three and five years, up 475%, 907% and 671%, respectively! I don’t see Rolls-Royce generating the same returns again, especially when there’s a risk of a global recession. Along with the escalating Middle East war, this could lead to a near-term reduction in travel demand. Meanwhile, the stock is pricey at 37 times forecast earnings. It’s arguably due a breather after sprinting uphill so fast. However, I do think it will do…