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Image source: Getty Images Passive income has always struck me as the holy grail of investing. A regular payment landing in my account, without me having to lift a finger. Ideally, generated inside a Stocks and Shares ISA. To generate £888 a month, or £10,656 a year, I’d need to think carefully about what kind of payout I’m aiming for. Many people use the so-called 4% rule, which assumes investors draws 4% a year from a pot without running it down too fast. That would mean needing a hefty £266,400 to hit my income target. That’s quite a chunk of…

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Despite some significant bouts of volatility over the last year, the broader market has enjoyed a strong rally over that stretch. As of this writing, the S&P 500 (^GSPC -0.22%) has delivered a total return of 10.5% over the last 12 months. Indications that inflation might be moderating and hopes that interest rates will come down have played a big role in the gains. Even more than businesses in other sectors, the outlook for financial companies hinges heavily on macroeconomic conditions and the Federal Reserve’s approach to interest rate policy. With that in mind, read on to see why two…

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Image source: Getty Images The BP (LSE: BP.) share price has had a bumpy ride ever since the 2022 energy shock started to unwind. After peaking at 560p in February 2023, it slid as low as 331p on 11 April. Now it’s edging back up, trading at just under 386p as I write on 22 June. Some of that jump is due to Donald Trump rowing back on his so-called liberation day tariffs, which lifted stocks across the board. But BP is also getting a push from rising tensions in the Middle East. As war talk drives up the oil price, the…

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By Anirudh Garg When news broke about the Iran–Israel conflict in 2025, the world watched closely—and so did Indian investors. Markets reacted quickly. Oil prices jumped nearly 9 per cent in just one week. Stock markets wobbled. Gold prices went up. But why does a conflict thousands of miles away matter so much for India? And what should investors, from big family offices to regular savers, do to protect their money? Let’s break it down. Why the Strait of Hormuz Is a Big Deal Imagine a tiny, narrow waterway that handles about 25 per cent of the world’s oil shipments.…

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Five years ago, I was already well aware of chip firm Nvidia (NASDAQ: NVDA) and it crossed my mind from time to time to invest in it. I did not. What a missed opportunity! Over the past five years, the Nvidia stock price has soared by 1,471%. I would still be happy to buy some Nvidia stock at the right price. After all, it benefits from having a large addressable market, installed customer base, and proprietary chip designs. But the current price-to-earnings ratio is 47. I do not think that offers me sufficient margin of safety to account for risks…

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Image source: Getty Images A lot of people have a vague notion of getting into the stock market to try and build their wealth. But, for one reason or another, not everybody who thinks they might start buying shares actually ends up doing so. What might they be missing out on? Here is what £10k invested a year ago could be worth now. Index tracking One simple approach to investing in the market without any experience is putting the money into a fund that tracks a leading index. Over the past year, as an example, the FTSE 100 index of…

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Image source: Rolls-Royce plc At first glance, even the idea of Rolls-Royce (LSE: RR) offering a stock market bargain right now may seem laughable. After all, the Rolls-Royce share price is already up 52% so far this year and has been trading close to record levels. Over five years, it has risen a staggering 677%. But could it still be a smart buy for my portfolio even at its current level? Success can breed success An important thing to understand about this situation is that the Rolls-Royce share price has not been moving like that for no reason. Five years…

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