Image source: Getty Images Lloyds‘ (LSE:LLOY) shares have enjoyed a remarkable resurgence in recent years, with its share price rocketing by over 37% in 2025 alone, building on strong gains in 2024. This rally has been supported by robust net interest income and a resilient net interest margin of over 3%. A key factor in investors’ optimism has been Lloyds’ effective hedging strategies, which have allowed the bank to lock in higher interest income for future years. This provides a buffer against potential rate cuts and ensuring more predictable earnings. However, Lloyds remains closely tied to the UK economy. Unlike some…
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Image source: Getty Images It is just a few days until the first half of the year ends and July begins. That seems like an opportune moment to review a Self-Invested Personal Pension (SIPP) and consider any potential sales or purchases. My own SIPP is lighter on income shares that it was a few months ago. While some growth opportunities continue to attract me, I would also be happy to pick up some income shares in July if I have spare funds to invest. One that has caught my eye is Legal & General (LSE: LGEN). Long-term proven dividend star…
Famed investor Ray Dalio is ringing the alarm on America’s growing mountain of debt. The Bridgewater Associates founder has been warning about unsustainable deficits, likening the situation to a looming “financial heart attack” in a recent discussion of his new book “How Countries Go Broke: The Big Cycle.” “It’s like a plaque building up in the arteries,” Dalio said of debt service during an event in New York on Thursday. “You can see interest rates and debt service payments starting to squeeze out other consumption.”This year, the US is on track to bring in revenues of around $5 trillion and…
Image source: Getty Images Call me paranoid, but I’m always thinking about how certain technology trends could disrupt the companies I hold inside my SIPP and ISA. I want to be invested in the disruptors (Netflix, say, or Amazon) rather than the disrupted (Blockbuster or Woolworths). Alphabet CEO Sundar Pichai famously said: “Artificial intelligence is one of the most profound things we’re working on as humanity. It is more profound than fire or electricity.” You don’t get more disruptive than that! From robotaxis to AI agents, the pace of innovation today is dizzying. And it’s sure to shake up many industries in…
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Give me highways or give me death!U.S. Transportation Secretary and former MTV personality Sean Duffy recently launched the first “Great American Road Trip” at a Washington pep rally that was part rhapsody to car culture, part trade show, part travelogue — and in all ways, an invitation to more state-sponsored driving.But many American urbanites — and a majority of New Yorkers — don’t want to own a car to enjoy what Duffy rightly calls our beautiful country. But the GOP highwayman didn’t offer any alternatives.It’s not entirely his fault: Amtrak isn’t ideal; it’s slow (New York City to Montreal in…
The King shook hands with a “gorilla” and was made a “care-holder” of an area of pristine Pacific ocean as he attended an event on driving finance into nature protection.Ministers, indigenous leaders and businesses and investors representing £12.2 trillion in finance gathered at the conference convened by the UK Government at Lancaster House in London to discuss how to drive private money into restoring and conserving nature and natural services.Charles has long been an advocate for investing in nature, with leading environmentalist and head of Natural England Tony Juniper describing him as “being right about these issues 20 years” before…
Spencer Platt/Getty Images 2025-06-27T16:46:16Z Share Facebook Email X LinkedIn Copy link lighning bolt icon An icon in the shape of a lightning bolt. Impact Link Save Saved Read in app This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? Log in. BofA analysts say risks of a stock market bubble in the second half are building. The bank’s Michael Hartnett said expectations for rate cuts and lower taxes are fueling inflows to stocks. His team says a top trade is owning US growth stocks and international value stocks. A Bank…
Americans are continually encouraged to sock away money in a 401(k) or other retirement plan to ensure a comfortable, if not cushy, life in their later years. Yet about half of all U.S. workers in the private sector lack access to an employer-sponsored retirement plan, a huge obstacle in building enough wealth to retire, a recent study finds. About 56 million workers at businesses across the U.S. are unable to save via a retirement plan through their jobs, according to the analysis from the Pew Charitable Trusts. And while these employees can in principle save money on their own, many are…