Image source: Getty Images Building a million pound ISA or Self-Invested Personal Pension (SIPP) – a goal for many in the UK – isn’t easy. To hit seven figures, you need time, patience, and discipline. The good news is that things tend to get significantly easier once you’ve built the first £100k. Here’s why. The magic of compounding The key to building a huge ISA or SIPP portfolio is taking advantage of the power of compounding. This is where you earn a return on your previous returns. Over time, compounding leads to exponential returns, so it can be a really…
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Image source: Getty Images Investing in the stock market is a fantastic way to build a passive income, especially since, in 2025, it doesn’t take that much money to get the ball rolling. Perhaps one of the most widely discussed strategies is finding and buying shares which pay chunky dividends. And with UK stocks having some of the most generous dividend policies in the world, it’s easy to see why this approach is so popular. But realistically, how much money can investors expect to make with only £500 a month to work with? Let’s explore. Setting expectations On average, the…
Corporations and the regulators that oversee them must do more to stop distracted driving by finally “bricking” the devices when their users are behind the wheel, America’s top transportation safety watchdog says. The National Transportation Safety Board recently called on federal regulators to develop new anti-distraction guidelines so that cell phone manufacturers, automakers, and other aftermarket companies that put diverting devices inside American cars have no excuse not to make “do not disturb while driving” modes default on all their products.Photo via WMTVThat recommendation was prompted by a grisly 2023 crash in which a 17-year-old Wisconsin driver who was texting behind…
The average rate on a 30-year U.S. mortgage eased this week, offering little relief for prospective homebuyers facing record-high home prices. The long-term rate slipped to 6.74% from 6.75% last week, mortgage buyer Freddie Mac said Thursday. A year ago, the rate averaged 6.78%. Borrowing costs on 15-year fixed-rate mortgages, popular with homeowners refinancing their home loans, also eased. The average rate dropped to 5.87% from 5.92% last week. A year ago, it was 6.07%, Freddie Mac said. Elevated mortgage rates have been weighing on the U.S. housing market, which has been in a sales slump going back to 2022,…
Image source: Getty Images Both the FTSE 100 and S&P 500 have notched record highs this week. Consequently, a lot of investors will have been making tidy returns in their Stocks and Shares ISA portfolios. However, it can be a smart move to keep an eye on valuations. After the strong bull run in recent weeks, many growth shares are trading for lofty prices. But there are still pockets of value about, in my opinion, presenting potential opportunities. Here are a pair of stocks that I reckon are worth looking at right now. AI-powered stock Let’s start with the larger…
Image source: Getty Images I think these growth shares demand serious consideration from Stocks and Shares ISA investors. Here’s why. Glencore Glencore (LSE:GLEN) shares have recovered strongly from April’s multi-year lows. They’ve been propelled by a wave of positive news on Chinese metals demand. Mining stocks are soaring after China announced plans to build a new, vast hydroelectric dam in Tibet. This follows the government’s pledge to redevelop the country’s sprawling shantytowns. With US trade tensions also receding, the earnings outlook for commodities stocks looks brighter than it was a few months back. That’s not to say there aren’t still…
electrive.comEU can secure rare earth supply by tapping low-risk deposits, study findsEurope’s ambitious green energy transition relies heavily on Rare Earth Elements (REEs), critical components in permanent magnets for electric vehicles,….1 day ago Source link
electrive.comEU can secure rare earth supply by tapping low-risk deposits, study findsEurope’s ambitious green energy transition relies heavily on Rare Earth Elements (REEs), critical components in permanent magnets for electric vehicles,….1 day ago Source link
NAI500China Hits US Where It Hurts: Rare Earth Export Controls Target Critical Defense Supply ChainChina announced export controls on seven critical rare earth elements — samarium, gadolinium, terbium, dysprosium, lutetium, scandium, and yttrium..Apr 7, 2025 Source link
Pearland ISD’s board of trustees approved at its July 22 meeting issuing $25 million of the $105 million bond package voters approved in May 2024.Within the issuance, trustees also approved refinancing $133.6 million of older debt to take advantage of lower interest rates, according to district documents.The overviewThe $25 million will be the second issuance from the $105 million bond, which is aimed at improving facilities and technology within the district, as previously reported by Community Impact. The first issuance was completed in August 2024, according to district documents.The district is targeting bond packages from 2016 and 2017 for refinancing,…