Image source: Getty Images News about the State Pension is rarely out of the headlines. Neither is speculation over future living standards for retirees, emphasising the importance of long-term financial planning with pensions or savings products like the Individual Savings Account (ISA). Britain isn’t alone in facing a retirement crisis. Deteriorating public finances, combined with ageing populations, raise questions about how governments across the world will be able to fund future pensions. It’s a sobering thought. But it’s never too late to start building wealth to avoid financial hardship in later life. Let me show you how a diversified fund…
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Image source: Getty Images According to latest figures from HMRC, Stocks and Shares ISAs have a market value of around £430bn. Although this sounds like a lot, there’s more sitting in Cash ISAs. And while I understand the need to have a ‘rainy day’ fund, I believe this money could be earning a better return elsewhere. For example, the highest interest rate paid by Lloyds Banking Group (LSE:LLOY) on its Cash ISAs is presently (24 July) 1.4%. The best rate offered on its other products is 3.6%. My approach Personally, I try and achieve a better return by investing in…
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Hawaiian banking company First Hawaiian (NASDAQ:FHB) reported Q2 CY2025 results topping the market’s revenue expectations , with sales up 6.3% year on year to $217.5 million. Its GAAP profit of $0.58 per share was 18.5% above analysts’ consensus estimates. Is now the time to buy First Hawaiian Bank? Find out in our full research report. Net Interest Income: $163.6 million vs analyst estimates of $163.2 million (7% year-on-year growth, in line) Net Interest Margin: 3.1% vs analyst estimates of 3.1% (19 basis point year-on-year increase, in line) Revenue: $217.5 million vs analyst estimates of $213 million (6.3% year-on-year growth, 2.1%…
Image source: Getty Images It’s been an up-and-down few years for Monks Investment Trust (LSE: MNKS). In 2020-21, the FTSE 250 trust served up significant outperformance, only to then disappoint shareholders for three straight years. But in the 12 months to 30 June, Monks outperformed the FTSE World Index, delivering a 9.7% share price return versus 7.8% for the benchmark. And year to date, the investment trust is also ahead of the market. Three growth buckets The aim of Monks is to achieve returns by investing globally in growth stocks from any sector. It currently holds around 100 shares, with…
BHP has reported record copper production, highlighting its strength and resilience in a shifting global market. Copper remains a key pillar of the company’s long-term growth strategy, supported by a diverse portfolio of assets across Chile, Australia, and Peru. This copper ramp-up not only underscores BHP’s operational excellence but also aligns with its push for sustainable mining. Let’s take a closer look at the company’s latest copper supply, green strategies, and long-term outlook. BHP Sees Strong Results at Key Copper Assets Copper production reached an all-time high of 2,017 thousand tonnes (kt), up 8% from last year. This marks three…
Voters will decide on a school improvement bond proposition from Marysville Public Schools on Aug. 5. District officials say the 2025 bond will extend the 2007 bond for an additional four years and that extending the debt will not require any tax rate increase to complete the projects. The proposal asks if the Marysville Public Schools District should borrow the principal sum of not to exceed $18.5 million and issue its general obligation unlimited tax bonds, in one or more series, to pay the cost of the following projects to create a modern learning environment for students and for health,…
Featured image sourced from the Oklo company website Oklo Inc. (NYSE: OKLO) is changing how industries get clean, affordable power. The company builds compact fast fission reactors. These reactors generate electricity, cut down nuclear waste, and supply key materials for medicine and energy. The company has attracted investors with two key partnerships. One is with Liberty Energy Inc., and the other is with Vertiv. These alliances address energy needs for data centers, factories, and large utility users. They blend Oklo’s advanced nuclear designs with dependable natural gas and modern cooling systems. This highlights Oklo’s commitment to tailored energy solutions for…
The UK government has approved the Sizewell C nuclear power plant. This decision shows the country’s commitment to clean and secure energy for the long term. Once completed, the plant will supply reliable, low-carbon electricity to about six million homes—roughly 7% of the UK’s total electricity needs. Sizewell C is in Suffolk. It’s the first nuclear project to reach this stage since Hinkley Point C. It is one of the largest infrastructure efforts in Britain in decades. The project is designed to produce 3.2 gigawatts (GW) of electricity, doubling the output of the existing Sizewell B reactor. Construction could take around…
With Q2 2025 earnings released, all eyes are on Tesla’s margins, credit revenue, and regulatory risk. The electric vehicle (EV) pioneer remains a top global player in clean energy and EV manufacturing. However, shifting political winds and market dynamics could hurt its profits—especially its revenue from carbon credits, a long-time earnings booster. The EV giant’s credit sales this quarter drops to more than 50%. With stiffer competition, changing demand for EVs, and the threat of U.S. climate policy rollbacks, Tesla’s path forward is less predictable than in past quarters. Let’s see how the company performs this quarter and what lies…